 | A New World
Ballooning health care costs, an aging population and government off-loading of health
services they traditionally covered, have all combined to make well-managed and cost
effective company benefits plans a critical component of modern life.
This complex new world has rendered old approaches obsolete. The days when a health
benefits insurance plan could be sold solely on the cheapest rates are gone.
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| Value-added service
 Today, employers need value-added
services from their consultants to keep them fully abreast of the technological advantages
of a managed health care approach; completely knowledgeable about how coverage can best be
provided and costs controlled; and heads-up on how federal and provincial legislation will
affect the benefits their workers receive.
Employers need all of these services to remain competitive in providing the coverage that
will help them attract and retain the best and brightest employees.
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| The Consulting Edge
With the ability to design custom-tailored benefits plans, execute comprehensive
implementation to ensure plan effectiveness, and manage the ongoing administration that
makes a plan work, Silverberg and Associates and Dickinson Insurance Inc. offer employers one-stop shopping to
handle all of their employees' benefits needs.
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| Leveraging to Advantage
In addition, Silverberg and Associates formidable distribution potential and it's national reputation and
rapport with major carriers leaves Silverberg and
Associates Financial Group and Dickinson Insurance Inc.
uniquely positioned to leverage the best arrangements, features and rates for our clients.
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| Our Approach
The Silverberg and Associates Approach includes:
 | In-depth review of a company's current situation |
| Narrative analysis of the current plan, highlighting opportunities to improve
plan design, administration and funding |
| Conducting a market study to select the most appropriate carrier |
| Handling all plan implementation
and communication to employees |
| Providing experience reporting quarterly to help budget for renewals and make
appropriate changes to the plan |
| Renewal analysis to ensure an equitable arrangement for employers |
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